How to Check Bank Account Balance Online?

Technology has taken over almost every industry and the banking sector is no exception. You can easily undertake different banking functions including checking bank balances online. 

It helps you plan for upcoming bill payments, EMIs, fund transfers, keep track of deposits and withdrawals, and more. 

In this article, let us answer your question on “how to check all my bank accounts in one app in India.” 

Checking Account Balance Online in India

Nowadays, it is not necessary to visit your bank branch or local ATM to check your account balance. You can check it easily online from the comfort of your home.

You can store all bank accounts in one app and quickly get an idea of your accounts with a few taps on your phone. 

However, before we proceed further, let’s check out the things that you need if you want to check your bank account balance. Without this, you won’t be able to check your balance.

  • A registered and active account in an Indian bank
  • Your registered mobile number and PIN
  • Netbanking account if you want to check your account balance on the bank’s site

Different Ways to Check Account Balance Online

Different modes like passbook, SMS, mobile banking, net banking, UPI apps, and others can help you view your balance. 

Moreover, you can also use the bank app which helps you view all bank accounts in one place. Let’s explore how to check bank account balances online in India.

Through Net Banking

Through net banking, you can check your bank account balance on the bank’s website either through your desktop or phone browser. Visit the bank’s website and log in with your username and passcode. 

Next, you need to click on your account to view its information. 

Here, you can view your available bank balance along with a clear history of all previous transactions. 

If you can’t access your account online, contact customer support and they will help generate your net banking ID and password.

Through a Mobile Banking App

Most of the banks in India offer their own applications for both Apple and Android smartphones. These apps make it convenient and easy for customers to perform their banking work. 

Download your bank’s mobile app from the app store/play store and log in to your account using your credentials. 

After this, open your account information tab and you can check your account balance here. You can even track recent transactions through the app and set spending limits. 

Through a UPI App

Another easy and simple way to check your bank balance online is using a UPI app. 

Install a UPI app on your phone and register using the mobile number which is also associated with your bank account. 

During registration, you can choose the banks in which you have an account and create your UPI pin. You can open the app anytime and check the account balance by entering your UPI pin. 

There are no extra charges for viewing bank balances through these apps. With this option, you can view all bank accounts in one place. 

Through Apps Powered by Account Aggregator

Wondering “How to check all my bank accounts in one app in India easily?” It is possible with an application that stores multiple account details in a single place. 

This is possible on Dhan, one of India’s leading stock trading platforms. We’ve launched the bank accounts feature with the power of Account Aggregator.

This way, you won’t have to individually check your balance in different bank accounts. The app will allow you to choose the bank account you want and view its balance easily. 

Moreover, this also helps in planning your finances from a single platform, without any hassles. Read more here and watch the video below.

Tips on Checking Account Balance Online Securely 

You must protect personal information and credentials from scammers and hackers when checking your bank account balance online. Here are some tips you should follow:

  • Keep a strong password and make sure to update it regularly.
  • Never share your account details or PINs with people you don’t trust.
  • In case of any suspicious activities, report to your bank as soon as possible.
  • Always check your balance online on a secure connection. Do not use a public connection to check your account balance.
  • Stay wary of phishing scams and don’t click suspicious attachments or links in messages or emails.


Checking balances online has become simple, easy, and convenient with net banking, mobile banking, and UPI apps. 

You can also use Dhan App to check your bank balance easily while trading & investing!

You no longer need to physically visit your bank branch or ATM. No matter the time or place, you can check it out with a few clicks on your phone or PC. 

You can check all bank accounts in one app to make the job even simpler to avoid the trouble of checking them individually.