
Bajaj Finserv Banking and PSU Debt Fund Direct Growth
Bajaj Finserv Banking and PSU Debt Fund Direct Growth
as on 12 Nov 2026
Bajaj Finserv Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 15 Nov 2023. The current NAV stands at ₹12.2993 as of 12 Nov 2026.
Scheme Overview
- Inception Date : 15 Nov 2023
- AUM : ₹305.05 Cr
- 1Y Returns (CAGR) : 4.18%
- Expense Ratio : 0.35%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
1Y
₹ 6.10 L
3.50%
₹ 6.27 L
8.00%
₹ 6.14 L
4.18%
Total Investment
₹ 6,00,000
Returns
₹ 13,760 (4.18%)
Maturity Value
₹ 6,13,760
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 305.05 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹305.05 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() C Clearing Corporation Of India Ltd | 10.26% | |
![]() R Rural Electrification Corporation Limited | 7.04% | |
![]() N National Highways Authority Of India | 6.94% | |
![]() S SDL GJ 7.61% 2032 | 6.91% | |
![]() F Food Corporation Of India | 6.87% | |
![]() P PFCL-7.42%-15042028-NCD | 6.84% | |
![]() N NABARD-7.48%-15092028-NCD | 6.84% | |
![]() L LTFL 8.12% 2029 SR B | 6.83% | |
![]() K Kotak Mahindra Prime Limited | 6.75% | |
![]() S SIDBI-6.66%-25102028-NCD | 6.72% | |
![]() B Bank Of Baroda | 6.51% | |
![]() H Housing And Urban Development Corporation Limited | 2.81% | |
![]() T TCHFL 7.85% 2029 SR A | 2.73% | |
![]() E EXIM-7.12%-27062030-NCD | 2.72% | |
![]() N Net Receivables / (Payables) | 2.65% | |
![]() N Ntpc Limited | 2.62% | |
![]() P Power Grid Corporation Of India Limited | 1.45% | |
![]() N National Bank For Agriculture And Rural Development | 1.37% | |
![]() N NABARD-6.85%-19012029-NCD | 1.35% | |
![]() B Bajaj Finance Limited | 1.34% | |
![]() N NBFID-6.67%-30052030-NCD | 1.33% | |
![]() 7 7.11% Maharashtra Sdl 2029 | 0.82% | |
![]() S Sbi - Corporate Debt Market Development Fund (Cdmdf) - Class A2 | 0.28% | |
![]() P Punjab National Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 12.3100
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 305.05
Expense Ratio
0.35%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 11.8081
Inception Date
15 Nov 2023
Fund Age
2 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Nimesh Chandan | B. Com MMS (Finance) |
| Siddharth Chaudhary | B. Com, PGPSM from UTI Institute of Capital Markets |
Fund Objective
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bajaj Finserv Mutual Fund
No. of Schemes
21
Total AUM
₹ 36,773.84 Cr
Contact Details
S. No. 208-1B, Off Pune AhmednagarRoad, Lohagaon, Viman Nagar,Pune 411014
Contact Details
S. No. 208-1B, Off Pune AhmednagarRoad, Lohagaon, Viman Nagar,Pune 411014
FAQs
When was Bajaj Finserv Banking and PSU Debt Fund launched?
What is the current NAV of Bajaj Finserv Banking and PSU Debt Fund?
What is the AUM of Bajaj Finserv Banking and PSU Debt Fund?
What is the rate of return of Bajaj Finserv Banking and PSU Debt Fund?
- In the past 1Y: 4.18%
- In the past 3Y: 0.00%
- In the past 5Y: 0.00%
What is the expense ratio of Bajaj Finserv Banking and PSU Debt Fund?
What is exit load of Bajaj Finserv Banking and PSU Debt Fund?
How risky is investing in Bajaj Finserv Banking and PSU Debt Fund?
Who is the fund manager Bajaj Finserv Banking and PSU Debt Fund?
What is the minimum investment required in Bajaj Finserv Banking and PSU Debt Fund?
How to invest in Bajaj Finserv Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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