
Bank of India Conservative Hybrid Fund Direct Growth
Bank of India Conservative Hybrid Fund Direct Growth
as on 12 Nov 2026
Bank of India Conservative Hybrid Fund Direct Growth is a Hybrid mutual fund scheme launched on 14 Jan 2013. The current NAV stands at ₹38.5396 as of 12 Nov 2026. From the funds total AUM, its top holdings include Treps at 22.79%, GOI LOAN 7.10% 2029 at 7.90%, IRFC 7.57% 2029 SR 175 at 7.80%, National Bank For Agriculture And Rural Development at 7.79%, GOI LOAN 6.94% 2036 at 4.66%
Scheme Overview
- Inception Date : 14 Jan 2013
- AUM : ₹68.35 Cr
- 5Y Returns (CAGR) : 9.75%
- Expense Ratio : 1.20%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 38.78 L
9.75%
Total Investment
₹ 30,00,000
Returns
₹ 8,77,629 (9.75%)
Maturity Value
₹ 38,77,629
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 68.35 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹68.35 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 81.68% | ||
| Financial Services | 4.21% | ||
| Industrials | 2.92% | ||
| Basic Materials | 2.68% | ||
| Healthcare | 2.47% | ||
| Utilities | 2.26% | ||
| Consumer Cyclical | 1.80% | ||
| Consumer Defensive | 0.64% | ||
| Communication Services | 0.60% | ||
| Energy | 0.59% | ||
| Technology | 0.15% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() T Treps | 22.79% | |
![]() G GOI LOAN 7.10% 2029 | 7.90% | |
![]() I IRFC 7.57% 2029 SR 175 | 7.80% | |
![]() N National Bank For Agriculture And Rural Development | 7.79% | |
![]() G GOI LOAN 6.94% 2036 | 4.66% | |
![]() T TCHFL-7.73%-14012030-NCD | 4.63% | |
![]() M MFL-8.9%-07102027-NCD | 3.88% | |
![]() P PFCL-7.6%-13042029-NCD | 3.12% | |
![]() S SIDBI-7.49%-11062029-NCD | 3.10% | |
![]() B Bajaj Finance Limited | 3.10% | |
![]() S SIDBI-7.47%-05092029-NCD | 3.10% | |
![]() N NIRMA-8.5%-07042027-NCD | 3.10% | |
![]() G GOI LOAN 6.48% 2035 | 2.66% | |
![]() G Glenmark Pharmaceuticals | 2.33% | |
![]() N Net Receivables / (Payables) | 1.66% | |
![]() P Power Finance Corporation | 1.57% | |
![]() M Manappuram Finance Limited | 1.55% | |
![]() N NTPC | 1.21% | |
![]() S State Bank of India | 1.15% | |
![]() A Adani Ports & SEZ | 1.07% | |
![]() P Power Grid Corporation of India | 1.02% | |
![]() B Bharat Electronics | 1.01% | |
![]() A Asian Paints | 0.95% | |
![]() S Siemens | 0.83% | |
![]() I ICICI Bank | 0.82% | |
![]() H Hindustan Copper | 0.70% | |
![]() S SJS Enterprises | 0.67% | |
![]() M MRF | 0.64% | |
![]() B Bharti Airtel | 0.60% | |
![]() R Reliance Industries | 0.59% | |
![]() G GOI TBILL 364D-07/01/27 | 0.52% | |
![]() U UltraTech Cement | 0.51% | |
![]() S Sky Gold And Diamonds | 0.49% | |
![]() K Kotak Bank | 0.47% | |
![]() V Vedanta Aluminium Metal | 0.46% | |
![]() B Britannia Industries | 0.40% | |
![]() C Corporate Debt Market Development Fund # | 0.34% | |
![]() T Triveni Engineering & Industries | 0.23% | |
![]() M Max Financial Services | 0.20% | |
![]() Z Zaggle Prepaid Ocean Services | 0.15% | |
![]() L Laxmi Dental | 0.14% | |
![]() V Vedanta Power | 0.04% | |
![]() V Vedanta Oil & Gas | 0.03% | |
![]() V Vedanta Iron & Steel | 0.02% | |
![]() S Steel Authority of India | 0.00% | |
![]() V Vedanta | 0.00% | |
![]() A Ambuja Cements | 0.00% | |
![]() T Tata Steel | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 38.4687
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 68.35
Expense Ratio
1.20%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 36.6627
Inception Date
14 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Alok Singh | PGDBA, CFA |
Fund Objective
The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,467.32 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India Conservative Hybrid Fund launched?
What is the current NAV of Bank of India Conservative Hybrid Fund?
What is the AUM of Bank of India Conservative Hybrid Fund?
What is the rate of return of Bank of India Conservative Hybrid Fund?
- In the past 1Y: 3.24%
- In the past 3Y: 6.89%
- In the past 5Y: 9.75%
What is the expense ratio of Bank of India Conservative Hybrid Fund?
What is exit load of Bank of India Conservative Hybrid Fund?
What is the portfolio of Bank of India Conservative Hybrid Fund?
- Glenmark Pharmaceuticals: 2.33%
- Power Finance Corporation: 1.57%
- NTPC: 1.21%
- State Bank of India: 1.15%
- Adani Ports & SEZ: 1.07%
Top 3 sectoral holdings include:
- Others: 81.68%
- Financial Services: 4.21%
- Industrials: 2.92%
How risky is investing in Bank of India Conservative Hybrid Fund?
Who is the fund manager Bank of India Conservative Hybrid Fund?
What is the minimum investment required in Bank of India Conservative Hybrid Fund?
How to invest in Bank of India Conservative Hybrid Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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