
HDFC Banking and PSU Debt Fund Direct Growth
HDFC Banking and PSU Debt Fund Direct Growth
as on 12 Nov 2026
HDFC Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 26 Mar 2014. The current NAV stands at ₹25.5675 as of 12 Nov 2026.
Scheme Overview
- Inception Date : 26 Mar 2014
- AUM : ₹5,055.17 Cr
- 5Y Returns (CAGR) : 6.22%
- Expense Ratio : 0.35%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.26 L
6.22%
Total Investment
₹ 30,00,000
Returns
₹ 5,26,481 (6.22%)
Maturity Value
₹ 35,26,481
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 5,055.17 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹5,055.17 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() I IRFCL-7.46%-18062029-NCD | 4.42% | |
![]() I IRFC 7.57% 2029 SR 175 | 2.95% | |
![]() R Rec Limited | 2.94% | |
![]() B Bajaj Housing Finance Limited | 2.94% | |
![]() N Net Current Assets | 2.81% | |
![]() H Housing And Urban Development Corporation Limited | 2.51% | |
![]() H HDFC Bank Limited | 2.47% | |
![]() P Power Finance Corporation Limited | 2.46% | |
![]() N National Bank For Agriculture And Rural Development | 2.45% | |
![]() P Punjab National Bank | 2.41% | |
![]() B Bajaj Housing Finance Limited | 1.97% | |
![]() S Small Industries Development Bank Of India | 1.97% | |
![]() L LIC Housing Finance Ltd | 1.95% | |
![]() U Union Bank Of India | 1.87% | |
![]() P Power Grid Corporation Of India Limited | 1.57% | |
![]() G GOI LOAN 6.67% 2035 | 1.53% | |
![]() R Rural Electrification Corporation Limited | 1.51% | |
![]() H HDFC Bank Limited | 1.47% | |
![]() N NHB-7.59%-08092027-NCD | 1.47% | |
![]() S SMFG-8.3%-30062027-NCD | 1.47% | |
![]() N National Bank For Agriculture And Rural Development | 1.47% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 1.46% | |
![]() S SIDBI-7.42%-12032029-NCD | 1.46% | |
![]() P Power Finance Corporation Limited | 1.46% | |
![]() N National Bank For Agriculture And Rural Development | 1.46% | |
![]() H Housing And Urban Development Corporation Limited | 1.44% | |
![]() G GOI LOAN 7.26% 2033 | 1.40% | |
![]() N National Bank For Agriculture And Rural Development | 1.18% | |
![]() H HDFC Bank Limited | 1.18% | |
![]() H HDFC Bank Limited | 1.18% | |
![]() R Rec Limited | 1.11% | |
![]() G GOI LOAN 7.18% 2033 | 1.09% | |
![]() R Rec Limited | 1.01% | |
![]() N National Bank For Agriculture And Rural Development | 1.00% | |
![]() P Pipeline Infrastructure Limited | 0.99% | |
![]() S SDL GJ 7.64% 2033 | 0.99% | |
![]() N NHB-7.51%-04042031-NCD | 0.98% | |
![]() E EXIM 7.45% 2028 SR Z01 | 0.98% | |
![]() B Bajaj Housing Finance Limited | 0.98% | |
![]() N NHB-7.59%-14072027-NCD | 0.98% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 0.98% | |
![]() S Small Industries Development Bank Of India | 0.98% | |
![]() N NABARD-7.44%-24022028-NCD | 0.98% | |
![]() S SIDBI-7.34%-26022029-NCD | 0.97% | |
![]() I IRFCL-7.44%-13062034-NCD | 0.97% | |
![]() P PFCL-7.38%-15012032-NCD | 0.97% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.96% | |
![]() S SIDBI-6.66%-25102028-NCD | 0.96% | |
![]() M Mahanagar Telephone Nigam Limited | 0.95% | |
![]() P PGCIL-7.55%-23042034-NCD | 0.78% | |
![]() M Mahanagar Telephone Nigam Limited | 0.75% | |
![]() T Treps - Tri-Party Repo | 0.72% | |
![]() R Rural Electrification Corporation Limited | 0.69% | |
![]() S State Bank Of India | 0.68% | |
![]() G GOI LOAN 7.34% 2064 | 0.59% | |
![]() S SDL GJ 7.64% 2034 | 0.59% | |
![]() B Bank Of Baroda | 0.59% | |
![]() T TFSIL-7.695%-13062028-NCD | 0.53% | |
![]() I IRFC-0%-01122035-NCD | 0.52% | |
![]() I Indian Railway Finance Corporation Limited | 0.50% | |
![]() L LIC Housing Finance Ltd | 0.50% | |
![]() P Power Finance Corporation Limited | 0.50% | |
![]() H HDFC Bank Limited | 0.49% | |
![]() S SDL GJ 7.63% 2033 | 0.49% | |
![]() N National Bank For Agriculture And Rural Development | 0.49% | |
![]() N National Bank For Agriculture And Rural Development | 0.49% | |
![]() R RECL-7.53%-31052034-NCD | 0.49% | |
![]() I IOCL-7.25%-06012030-NCD | 0.49% | |
![]() P Power Finance Corporation Limited | 0.49% | |
![]() P Pipeline Infrastructure Limited | 0.49% | |
![]() N NABARD-7.48%-15092028-NCD | 0.49% | |
![]() S SIDBI-7.51%-12062028-NCD | 0.49% | |
![]() N National Bank For Agriculture And Rural Development | 0.49% | |
![]() H HDFC Bank Limited | 0.49% | |
![]() R Rec Limited | 0.49% | |
![]() R RECL-7.64%-30042027-NCD | 0.49% | |
![]() M Mahanagar Telephone Nigam Limited | 0.49% | |
![]() N NHB-7.35%-02012032-NCD | 0.49% | |
![]() S State Bank Of India | 0.48% | |
![]() A Altius Telecom Infrastructure Trust | 0.48% | |
![]() P Poonawalla Fincorp Limited | 0.48% | |
![]() N NBRD 7.01% 2029 SR 26D | 0.48% | |
![]() R Rec Limited | 0.48% | |
![]() B Bank Of Baroda | 0.47% | |
![]() S SDL GJ 7.63% 2034 | 0.39% | |
![]() S SIDBI 7.22% 2029 SR V | 0.39% | |
![]() C Corporate Debt Market Development Fund | 0.35% | |
![]() B Bajaj Finance Limited | 0.29% | |
![]() G GOI LOAN 7.24% 2055 | 0.28% | |
![]() S SDL AP 7.63% 2037 | 0.19% | |
![]() S SDL BR 7.72% 2041 | 0.19% | |
![]() S SDL MH 7.2% 2036 | 0.19% | |
![]() S SDL MP 7.48% 2045 | 0.19% | |
![]() G GOI LOAN 6.90% 2065 | 0.18% | |
![]() S SDL GJ 7.63% 2037 | 0.18% | |
![]() S SDL AP 7.48% 2033 | 0.15% | |
![]() S SDL AP 7.62% 2036 | 0.13% | |
![]() S SDL AP 7.48% 2034 | 0.12% | |
![]() I Indian Railway Finance Corporation Limited | 0.10% | |
![]() S SDL MH 7.63% 2035 | 0.10% | |
![]() S SDL HR 7.67% 2041 | 0.10% | |
![]() B Bajaj Finance Limited | 0.10% | |
![]() S SDL GJ 7.07% 2032 | 0.07% | |
![]() S SDL HR 7.03% 2039 | 0.01% | |
![]() T TCHFL-8.1%-19022027-NCD | 0.00% | |
![]() I IRFCL-7.37%-31072029-NCD | 0.00% | |
![]() S SDL MH 7.24% 2034 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 25.5775
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 5,055.17
Expense Ratio
0.35%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 24.5849
Inception Date
26 Mar 2014
Fund Age
12 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Anil Bamboli | B.Com, ICWA, MMS, CFA |
| Gopal Agrawal | B.E & MBA. |
Fund Objective
To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
No. of Schemes
83
Total AUM
₹ 8,88,430.88 Cr
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
FAQs
When was HDFC Banking and PSU Debt Fund launched?
What is the current NAV of HDFC Banking and PSU Debt Fund?
What is the AUM of HDFC Banking and PSU Debt Fund?
What is the rate of return of HDFC Banking and PSU Debt Fund?
- In the past 1Y: 4.04%
- In the past 3Y: 6.95%
- In the past 5Y: 6.22%
What is the expense ratio of HDFC Banking and PSU Debt Fund?
What is exit load of HDFC Banking and PSU Debt Fund?
How risky is investing in HDFC Banking and PSU Debt Fund?
Who is the fund manager HDFC Banking and PSU Debt Fund?
What is the minimum investment required in HDFC Banking and PSU Debt Fund?
How to invest in HDFC Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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