
HDFC Credit Risk Fund Direct Growth
HDFC Credit Risk Fund Direct Growth
as on 12 Nov 2026
HDFC Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 25 Mar 2014. The current NAV stands at ₹28.5484 as of 12 Nov 2026.
Scheme Overview
- Inception Date : 25 Mar 2014
- AUM : ₹7,573.52 Cr
- 5Y Returns (CAGR) : 7.14%
- Expense Ratio : 1.01%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.14 L
7.14%
Total Investment
₹ 30,00,000
Returns
₹ 6,14,023 (7.14%)
Maturity Value
₹ 36,14,023
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 7,573.52 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹7,573.52 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 96.52% | ||
| Financial Services | 1.84% | ||
| Real Estate | 0.95% | ||
| Utilities | 0.43% | ||
| Industrials | 0.25% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GMR Airports Limited | 4.77% | |
![]() T TPL-8.5%-18122026-NCD | 3.27% | |
![]() N Net Current Assets | 2.98% | |
![]() T The Tata Power Company Limited | 2.95% | |
![]() J Jubilant Beverages Limited | 2.76% | |
![]() B Bamboo Hotel And Global Centre (Delhi) Private Limited | 2.62% | |
![]() S SK Finance Limited | 2.61% | |
![]() K Kalpataru Projects International Limited | 2.61% | |
![]() J Jubilant Bevco Limited | 2.56% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 2.29% | |
![]() E Evonith Value Steel Limited | 2.29% | |
![]() N NIRMA-8.5%-07042027-NCD | 2.29% | |
![]() J JSW Energy Limited | 2.28% | |
![]() A Aditya Birla Renewables Limited | 2.09% | |
![]() J Jtpm Metal TRaders Limited | 2.08% | |
![]() N NABARD-7.48%-15092028-NCD | 1.96% | |
![]() K Kalpataru Projects International Limited | 1.96% | |
![]() K Kalpataru Projects International Limited | 1.95% | |
![]() K Kogta Financial (India) Limited | 1.95% | |
![]() A Aadharshila Infratech Private Limited | 1.94% | |
![]() K Kosamattam Finance Limited | 1.92% | |
![]() I Indus Infra Trust | 1.84% | |
![]() T Treps - Tri-Party Repo | 1.81% | |
![]() T TVS Credit Services Limited | 1.38% | |
![]() M Mahindra Rural Housing Finance Limited | 1.31% | |
![]() G GFL 9.189% 2028 SR II | 1.31% | |
![]() G GCML 9.189% 2028 SR II | 1.31% | |
![]() 3 360 One Prime Limited | 1.31% | |
![]() I Infopark Properties Limited | 1.30% | |
![]() U Union Bank Of India | 1.28% | |
![]() R Raajmarg Infra Investment Trust | 1.19% | |
![]() G GOI LOAN 6.94% 2036 | 1.05% | |
![]() G GOI LOAN 7.34% 2064 | 1.00% | |
![]() N National Bank For Agriculture And Rural Development | 0.98% | |
![]() J JM Financial Home Loans Limited | 0.98% | |
![]() J JM Financial Home Loans Limited | 0.98% | |
![]() G GOI LOAN 7.1% 2034 | 0.96% | |
![]() E Embassy Office Parks REIT | 0.95% | |
![]() G GOI LOAN 7.09% 2054 | 0.93% | |
![]() R Ramco Industries Limited | 0.91% | |
![]() G GOI LOAN 6.67% 2035 | 0.87% | |
![]() G GOI LOAN 7.23% 2039 | 0.79% | |
![]() V Vastu Finserve India Private Limited | 0.77% | |
![]() M Mas Financial Services Limited | 0.72% | |
![]() V VAJRA 009 TRUST | 0.71% | |
![]() G GOI LOAN 7.24% 2055 | 0.70% | |
![]() G GOI LOAN 6.68% 2040 | 0.69% | |
![]() C CIFCL-9.1%-27062031-NCD | 0.67% | |
![]() 8 8.03% Karnataka Sdl 2028 | 0.66% | |
![]() G GOI LOAN 7.18% 2037 | 0.66% | |
![]() P PFCL-7.6%-13042029-NCD | 0.66% | |
![]() O Ongc Petro Additions Limited | 0.66% | |
![]() A Aadhar Housing Finance Limited | 0.65% | |
![]() I IKF Finance Limited | 0.65% | |
![]() S SIDBI-7.34%-26022029-NCD | 0.65% | |
![]() I Indigrid Infrastructure Trust | 0.65% | |
![]() N NABARD-7.37%-28052035-NCD | 0.64% | |
![]() V Vastu Finserve India Private Limited | 0.64% | |
![]() L LIC Housing Finance Ltd | 0.64% | |
![]() V Vastu Finserve India Private Limited | 0.63% | |
![]() G GOI LOAN 7.3% 2053 | 0.63% | |
![]() P Punjab National Bank | 0.62% | |
![]() M Mahindra Rural Housing Finance Limited | 0.55% | |
![]() G GOI LOAN 7.25% 2063 | 0.50% | |
![]() L LIC Housing Finance Ltd | 0.49% | |
![]() P Powergrid Infrastructure | 0.43% | |
![]() T Tmf Holdings Limited | 0.39% | |
![]() M Muthoot Capital Services Limited | 0.35% | |
![]() I IRFCL-7.46%-18062029-NCD | 0.33% | |
![]() C Corporate Debt Market Development Fund | 0.33% | |
![]() G GIL-8.4%-27082027-NCD | 0.33% | |
![]() T TCHFL-8.1%-19022027-NCD | 0.33% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 0.33% | |
![]() M Motilal Oswal Home Finance Limited | 0.33% | |
![]() B Bajaj Housing Finance Limited | 0.32% | |
![]() N NBRD 7.10% 2029 SR 26E | 0.32% | |
![]() G GOI TBILL 91D-20/08/26 | 0.32% | |
![]() J JSW Energy Limited | 0.32% | |
![]() C Canara Bank | 0.32% | |
![]() G GOI LOAN 6.92% 2039 | 0.32% | |
![]() I INDIGO 041 | 0.29% | |
![]() P Power Finance Corporation Limited | 0.27% | |
![]() P Power Finance Corporation Limited | 0.27% | |
![]() P Power Finance Corporation Limited | 0.27% | |
![]() P Power Finance Corporation Limited | 0.27% | |
![]() P PFCL-7.4%-15012030-NCD | 0.26% | |
![]() I Indigrid Infrastructure Trust | 0.26% | |
![]() I IKF Finance Limited | 0.26% | |
![]() C Capital Infra Trust | 0.25% | |
![]() G GOI LOAN 6.90% 2065 | 0.24% | |
![]() I INDIGO 049 | 0.24% | |
![]() R Rec Limited | 0.14% | |
![]() R Rec Limited | 0.13% | |
![]() G GOI LOAN 6.64% 2035 | 0.13% | |
![]() V VAJRA 004 TRUST | 0.12% | |
![]() V VAJRA 006 TRUST | 0.08% | |
![]() B Bajaj Housing Finance Limited | 0.04% | |
![]() S SDL AP 7.64% 2031 | 0.02% | |
![]() T Tata Capital Housing Finance Limited | 0.00% | |
![]() G Gera Developments Private Limited | 0.00% | |
![]() G GOI LOAN 6.48% 2035 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 28.5679
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 7,573.52
Expense Ratio
1.01%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 26.7601
Inception Date
25 Mar 2014
Fund Age
12 Yrs
Benchmark
NIFTY Credit Risk Bond Index B-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Gopal Agrawal | B.E & MBA. |
| Praveen Jain | B.Com. (Hons.), Chartered Accountant, CFA(CFA Institute) |
| Bhavyesh Divecha | CFA - L3 (CFA Institute, USA), PGDM (IIM - Ahmedabad), B.E. Computers,(Mumbai University) |
Fund Objective
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
No. of Schemes
83
Total AUM
₹ 8,88,430.88 Cr
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
FAQs
When was HDFC Credit Risk Fund launched?
What is the current NAV of HDFC Credit Risk Fund?
What is the AUM of HDFC Credit Risk Fund?
What is the rate of return of HDFC Credit Risk Fund?
- In the past 1Y: 6.62%
- In the past 3Y: 8.16%
- In the past 5Y: 7.14%
What is the expense ratio of HDFC Credit Risk Fund?
What is exit load of HDFC Credit Risk Fund?
How risky is investing in HDFC Credit Risk Fund?
Who is the fund manager HDFC Credit Risk Fund?
What is the minimum investment required in HDFC Credit Risk Fund?
How to invest in HDFC Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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