
PGIM India Balanced Advantage Fund Direct Growth
PGIM India Balanced Advantage Fund Direct Growth
as on 12 Nov 2026
PGIM India Balanced Advantage Fund Direct Growth is a Hybrid mutual fund scheme launched on 04 Feb 2021. The current NAV stands at ₹17.1200 as of 12 Nov 2026. From the funds total AUM, its top holdings include HDFC Bank at 5.59%, ICICI Bank at 4.92%, Reliance Industries at 4.43%, GOI LOAN 6.79% 2034 at 3.82%, Bharti Airtel at 2.99%
Scheme Overview
- Inception Date : 04 Feb 2021
- AUM : ₹667.76 Cr
- 5Y Returns (CAGR) : 8.01%
- Expense Ratio : 0.93%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.99 L
8.01%
Total Investment
₹ 30,00,000
Returns
₹ 6,99,330 (8.01%)
Maturity Value
₹ 36,99,330
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 667.76 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹667.76 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 27.77% | ||
| Financial Services | 21.56% | ||
| Industrials | 9.68% | ||
| Consumer Cyclical | 9.00% | ||
| Basic Materials | 5.68% | ||
| Energy | 5.15% | ||
| Healthcare | 5.11% | ||
| Technology | 4.59% | ||
| Consumer Defensive | 4.51% | ||
| Communication Services | 3.41% | ||
| Utilities | 2.67% | ||
| Real Estate | 0.87% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() H HDFC Bank | 5.59% | |
![]() I ICICI Bank | 4.92% | |
![]() R Reliance Industries | 4.43% | |
![]() G GOI LOAN 6.79% 2034 | 3.82% | |
![]() B Bharti Airtel | 2.99% | |
![]() G GOI LOAN 7.18% 2033 | 2.77% | |
![]() V Varun Beverages | 2.35% | |
![]() S State Bank of India | 2.20% | |
![]() C Clearing Corporation Of India Ltd. | 2.04% | |
![]() L Larsen & Toubro | 1.86% | |
![]() G GOI LOAN 7.09% 2054 | 1.76% | |
![]() M Muthoot Finance Ltd. | 1.76% | |
![]() G GOI LOAN 7.25% 2063 | 1.71% | |
![]() U Union Bank Of India | 1.65% | |
![]() N NTPC | 1.63% | |
![]() B Bajaj Finance | 1.61% | |
![]() I Infosys | 1.48% | |
![]() S SRF | 1.45% | |
![]() A Axis Bank | 1.28% | |
![]() T Titan | 1.24% | |
![]() E Eternal | 1.20% | |
![]() P Punjab National Bank | 1.19% | |
![]() F Fedbank Financial Services Ltd | 1.19% | |
![]() M Mahindra & Mahindra | 1.12% | |
![]() V Vishal Mega Mart | 1.07% | |
![]() T TVS Motors | 1.07% | |
![]() T Torrent Power | 1.03% | |
![]() S Solar Industries | 1.01% | |
![]() J JSW Steel | 1.00% | |
![]() C CG Power & Industrial Solutions | 1.00% | |
![]() H Hindalco Industries | 1.00% | |
![]() S Suzlon Energy | 0.98% | |
![]() G GOI LOAN 7.24% 2055 | 0.93% | |
![]() H HDFC Life Insurance | 0.90% | |
![]() P PFCL-6.59%-15102030-NCD | 0.90% | |
![]() B Bharat Electronics | 0.89% | |
![]() J JK Cement | 0.88% | |
![]() P Power Finance Corporation | 0.88% | |
![]() S Sun Pharmaceutical | 0.88% | |
![]() N National Bank For Agriculture And Rural Development | 0.88% | |
![]() P Prestige Estates Projects | 0.87% | |
![]() T Tata Consultancy Services | 0.83% | |
![]() P Persistent Systems | 0.83% | |
![]() N Nhpc Limited | 0.83% | |
![]() K Kotak Bank | 0.82% | |
![]() C Cummins | 0.81% | |
![]() L LTM | 0.80% | |
![]() G GOI LOAN 6.01% 2030 | 0.80% | |
![]() T Tube Investment | 0.78% | |
![]() U UNO Minda | 0.77% | |
![]() E Eicher Motors | 0.76% | |
![]() J J B Chemicals and Pharmaceuticals | 0.76% | |
![]() M Mankind Pharma | 0.75% | |
![]() D Divis Laboratories | 0.74% | |
![]() M Max Healthcare Institute | 0.74% | |
![]() B Bharat Petroleum | 0.72% | |
![]() J Jindal Steel | 0.72% | |
![]() L Lupin | 0.69% | |
![]() U UltraTech Cement | 0.68% | |
![]() T Tech Mahindra | 0.65% | |
![]() N Nykaa | 0.64% | |
![]() P Power Finance Corporation Limited | 0.63% | |
![]() J Jamnagar Utilities & Power Private Limited | 0.63% | |
![]() I Indian Bank | 0.63% | |
![]() J JSW Infrastructure | 0.61% | |
![]() S Small Industries Development Bank Of India | 0.61% | |
![]() S SJS Enterprises | 0.60% | |
![]() I Infina Finance Pvt Ltd. | 0.60% | |
![]() A AU Small Finance Bank | 0.59% | |
![]() U United Spirits | 0.56% | |
![]() A Aster DM Healthcare | 0.55% | |
![]() N Nestle | 0.54% | |
![]() M Maruti Suzuki | 0.53% | |
![]() S SIDBI-7.51%-12062028-NCD | 0.50% | |
![]() N Nippon Life India AMC | 0.49% | |
![]() M MCX | 0.46% | |
![]() M Marico | 0.45% | |
![]() I Info Edge | 0.42% | |
![]() A Asian Paints | 0.39% | |
![]() F Federal Bank | 0.39% | |
![]() P PB FinTech | 0.38% | |
![]() S SIDBI-7.34%-26022029-NCD | 0.37% | |
![]() S Shriram Finance | 0.36% | |
![]() G GE Vernova T&D | 0.36% | |
![]() I ICICI Lombard General Insurance | 0.36% | |
![]() I ITC | 0.35% | |
![]() G GOI LOAN 7.09% 2074 | 0.35% | |
![]() M Muthoot Finance | 0.35% | |
![]() B Blue Star | 0.34% | |
![]() A Astral | 0.31% | |
![]() A Ashok Leyland | 0.31% | |
![]() G GOI LOAN 6.64% 2027 | 0.29% | |
![]() M Mrs. Bectors Food | 0.26% | |
![]() A ABCL-8.16%-14022029-NCD | 0.25% | |
![]() G GOI LOAN 7.34% 2064 | 0.23% | |
![]() G GOI LOAN 6.90% 2065 | 0.14% | |
![]() S Shriram Finance Limited | 0.13% | |
![]() G GOI LOAN 7.17% 2028 | 0.10% | |
![]() G GOI LOAN 6.54% 2032 | 0.06% | |
![]() G GOI LOAN 7.26% 2032 | 0.03% | |
![]() T TVS Motors 6% PREF 01-09-2026 | 0.01% | |
![]() N Net Receivables / (Payables) | 0.01% | |
![]() H Housing And Urban Development Corporation Limited | 0.00% | |
![]() B Britannia Industries | 0.00% | |
![]() S Safari Industries | 0.00% | |
![]() L LG Electronics | 0.00% | |
![]() T Tbill | 0.00% | |
![]() B Bank Of Baroda | 0.00% | |
![]() A Axis Bank Limited | 0.00% | |
![]() S Small Industries Development Bank of India | 0.00% | |
![]() N Navin Fluorine International | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 17.1000
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 667.76
Expense Ratio
0.93%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 15.2900
Inception Date
04 Feb 2021
Fund Age
5 Yrs
Benchmark
CRISIL Hybrid 50+50 - Moderate Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 0.5%, if redeemed within 90 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Puneet Pal | MBA(finance)from SIBM,Pune. |
| Vinay Paharia | B.Com., MMS |
| Anandha Padmanabhan Anjen | B Com, ACA, CFA, FRM |
| Utsav Mehta | B.Com., CFA |
Fund Objective
To provide capital appreciation and income distribution to the investors by dynamically managing the asset allocation between equity and fixed income using equity derivatives strategies, arbitrage opportunities and pure equity investments. The scheme seeks to reduce the volatility by diversifying the assets across equity and fixed income. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
PGIM India Mutual Fund
No. of Schemes
23
Total AUM
₹ 23,923.08 Cr
Contact Details
4th Floor, C Wing, Laxmi Towers,Bandra Kurla Complex,Bandra (East), Mumbai - 400 051
Contact Details
4th Floor, C Wing, Laxmi Towers,Bandra Kurla Complex,Bandra (East), Mumbai - 400 051
FAQs
When was PGIM India Balanced Advantage Fund launched?
What is the current NAV of PGIM India Balanced Advantage Fund?
What is the AUM of PGIM India Balanced Advantage Fund?
What is the rate of return of PGIM India Balanced Advantage Fund?
- In the past 1Y: 0.83%
- In the past 3Y: 9.09%
- In the past 5Y: 8.01%
What is the expense ratio of PGIM India Balanced Advantage Fund?
What is exit load of PGIM India Balanced Advantage Fund?
What is the portfolio of PGIM India Balanced Advantage Fund?
- HDFC Bank: 5.59%
- ICICI Bank: 4.92%
- Reliance Industries: 4.43%
- Bharti Airtel: 2.99%
- Varun Beverages: 2.35%
Top 3 sectoral holdings include:
- Others: 27.77%
- Financial Services: 21.56%
- Industrials: 9.68%
How risky is investing in PGIM India Balanced Advantage Fund?
Who is the fund manager PGIM India Balanced Advantage Fund?
What is the minimum investment required in PGIM India Balanced Advantage Fund?
How to invest in PGIM India Balanced Advantage Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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