
UTI Balanced Advantage Fund Direct Growth
UTI Balanced Advantage Fund Direct Growth
as on 12 Nov 2026
UTI Balanced Advantage Fund Direct Growth is a Hybrid mutual fund scheme launched on 10 Aug 2023. The current NAV stands at ₹13.6577 as of 12 Nov 2026. From the funds total AUM, its top holdings include HDFC Bank at 7.33%, ICICI Bank at 6.24%, Reliance Industries at 4.80%, GOI LOAN 7.06% 2028 at 4.42%, Cash Offset For Derivatives at 4.10%
Scheme Overview
- Inception Date : 10 Aug 2023
- AUM : ₹2,869.34 Cr
- 3Y Returns (CAGR) : 10.28%
- Expense Ratio : 0.91%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
3Y
₹ 18.95 L
3.50%
₹ 20.40 L
8.00%
₹ 21.16 L
10.28%
Total Investment
₹ 18,00,000
Returns
₹ 3,15,980 (10.28%)
Maturity Value
₹ 21,15,980
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 2,869.34 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹2,869.34 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 32.92% | ||
| Financial Services | 26.43% | ||
| Consumer Cyclical | 9.37% | ||
| Energy | 7.12% | ||
| Technology | 6.03% | ||
| Communication Services | 4.14% | ||
| Industrials | 3.98% | ||
| Healthcare | 3.30% | ||
| Basic Materials | 2.88% | ||
| Consumer Defensive | 2.23% | ||
| Utilities | 0.97% | ||
| Real Estate | 0.64% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() H HDFC Bank | 7.33% | |
![]() I ICICI Bank | 6.24% | |
![]() R Reliance Industries | 4.80% | |
![]() G GOI LOAN 7.06% 2028 | 4.42% | |
![]() C Cash Offset For Derivatives | 4.10% | |
![]() U UTI Floater Dir Gr | 3.53% | |
![]() B Bharti Airtel | 3.49% | |
![]() N Net Current Assets | 3.26% | |
![]() K Kotak Bank | 2.95% | |
![]() A Axis Bank | 2.79% | |
![]() I Infosys | 2.67% | |
![]() S State Bank of India | 2.57% | |
![]() B Bajaj Finance | 2.55% | |
![]() R RECL-7.56%-31082027-NCD | 2.51% | |
![]() E EXIM-7.14%-13122029-NCD | 1.98% | |
![]() M Mahindra & Mahindra | 1.95% | |
![]() M Maruti Suzuki | 1.84% | |
![]() L Larsen & Toubro | 1.78% | |
![]() E Eternal | 1.78% | |
![]() E EXIM-7.4%-14032029-NCD | 1.67% | |
![]() E Export Import Bank Of India | 1.60% | |
![]() H HDFC Bank Ltd. | 1.59% | |
![]() T Titan | 1.42% | |
![]() B Bajaj Finance Limited | 1.31% | |
![]() T Tata Steel | 1.30% | |
![]() T Tata Consultancy Services | 1.25% | |
![]() C Coal India | 1.18% | |
![]() I ITC | 1.08% | |
![]() L LTM | 0.98% | |
![]() N NTPC | 0.97% | |
![]() U UltraTech Cement | 0.91% | |
![]() M Mphasis | 0.88% | |
![]() G GOI LOAN 7.1% 2034 | 0.84% | |
![]() P Power Finance Corporation Limited | 0.84% | |
![]() S Small Industries Development Bank Of India | 0.84% | |
![]() E EXIM 7.45% 2028 SR Z01 | 0.84% | |
![]() S SIDBI-7.51%-12062028-NCD | 0.83% | |
![]() S SIDBI-7.48%-24052029-NCD | 0.83% | |
![]() A ABHFL 7.6164% 2029 SR A1 | 0.83% | |
![]() S SIDBI-7.34%-26022029-NCD | 0.83% | |
![]() D Dr. Lal Path Labs | 0.83% | |
![]() F Future on ICICI Bank Ltd | 0.82% | |
![]() A Ajanta Pharma | 0.82% | |
![]() S Small Industries Development Bank Of India | 0.81% | |
![]() I ICICI Bank Limited | 0.79% | |
![]() N National Bank for Agriculture and Rural Development | 0.79% | |
![]() O Oil & Natural Gas Corporation | 0.73% | |
![]() H HDFC Life Insurance | 0.73% | |
![]() C Crompton Greaves | 0.70% | |
![]() S SBI Life Insurance | 0.68% | |
![]() F Future on State Bank of India | 0.67% | |
![]() A Asian Paints | 0.67% | |
![]() A Aurobindo Pharma | 0.66% | |
![]() I Info Edge | 0.65% | |
![]() B Bagmane Prime Office REIT | 0.64% | |
![]() I ICICI Lombard General Insurance | 0.60% | |
![]() H Hyundai Motor India | 0.60% | |
![]() E Eicher Motors | 0.60% | |
![]() C Container Corporation of India | 0.58% | |
![]() M Marico | 0.58% | |
![]() F Future on Axis Bank Ltd | 0.48% | |
![]() B Blue Star | 0.47% | |
![]() A Adani Ports & SEZ | 0.45% | |
![]() G Glenmark Pharmaceuticals | 0.45% | |
![]() F Future on Maruti Suzuki India Ltd | 0.45% | |
![]() O Oil India | 0.40% | |
![]() B Bajaj Auto | 0.38% | |
![]() G GOI LOAN 7.18% 2037 | 0.34% | |
![]() R RECL-7.71%-26022027-NCD | 0.33% | |
![]() H Hdb Financial Services Limited | 0.33% | |
![]() F Future on Mahindra & Mahindra Ltd | 0.32% | |
![]() C Canara Bank | 0.32% | |
![]() P Procter & Gamble Health | 0.31% | |
![]() A Avenue Supermarts DMart | 0.28% | |
![]() N NIIT Learning Systems | 0.28% | |
![]() H Hindustan Aeronautics | 0.27% | |
![]() W Wipro | 0.25% | |
![]() A Aster DM Healthcare | 0.24% | |
![]() F Future on Bajaj Finance Ltd | 0.23% | |
![]() F Future on Asian Paints Ltd | 0.22% | |
![]() F Future on Reliance Industries Ltd | 0.22% | |
![]() F Future on HDFC Bank Ltd | 0.21% | |
![]() H HG Infra Engineering | 0.20% | |
![]() F Future on Larsen & Toubro Ltd | 0.18% | |
![]() B Bajaj Housing Finance Limited | 0.17% | |
![]() K Kotak Mahindra Bank Limited | 0.16% | |
![]() F Future on ICICI Lombard General Insurance Co Ltd | 0.15% | |
![]() S SKF India Industrial | 0.15% | |
![]() F Future on HDFC Life Insurance Co Ltd | 0.14% | |
![]() T TVS Motors | 0.11% | |
![]() M Malco Energy Ltd. | 0.06% | |
![]() T Talwandi Sabo Power Ltd. | 0.06% | |
![]() V Vedanta Aluminium Metal Ltd. | 0.06% | |
![]() V Vedanta Iron And Steel Ltd. | 0.06% | |
![]() S SKF India | 0.05% | |
![]() U UTI Nifty 5 Year G-Sec ETF | 0.04% | |
![]() U UTI Nifty 10 Year G-Sec ETF | 0.04% | |
![]() I Interglobe Aviation | 0.03% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.03% | |
![]() B Bharat Petroleum | 0.00% | |
![]() P PI Industries | 0.00% | |
![]() V Vedanta | 0.00% | |
![]() H Hero Motocorp | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 13.6246
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 2,869.34
Expense Ratio
0.91%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 12.1524
Inception Date
10 Aug 2023
Fund Age
3 Yrs
Benchmark
Nifty 50 Hybrid Composite Debt 50:50 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 90 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Anurag Mittal | B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics. |
| Sachin Trivedi | B.com graduate from Narsee Manjee College of Commerce, Mumbai and holds a post-graduate degree in management (MMS) from the K.J. Somaiya Institute of Management Srudies & Research, Mumbai University. He also holds a CFA charter since 2004 conferred on him by the CFA Institute, USA. |
Fund Objective
The scheme intends to provide long-term capital appreciation and income by investing in a dynamically managed portfolio of equity and debt instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,48,779.83 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Balanced Advantage Fund launched?
What is the current NAV of UTI Balanced Advantage Fund?
What is the AUM of UTI Balanced Advantage Fund?
What is the rate of return of UTI Balanced Advantage Fund?
- In the past 1Y: 2.22%
- In the past 3Y: 10.28%
- In the past 5Y: 0.00%
What is the expense ratio of UTI Balanced Advantage Fund?
What is exit load of UTI Balanced Advantage Fund?
What is the portfolio of UTI Balanced Advantage Fund?
- HDFC Bank: 7.33%
- ICICI Bank: 6.24%
- Reliance Industries: 4.80%
- Bharti Airtel: 3.49%
- Kotak Bank: 2.95%
Top 3 sectoral holdings include:
- Others: 41.11%
- Financial Services: 26.43%
- Consumer Cyclical: 9.37%
How risky is investing in UTI Balanced Advantage Fund?
Who is the fund manager UTI Balanced Advantage Fund?
What is the minimum investment required in UTI Balanced Advantage Fund?
How to invest in UTI Balanced Advantage Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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